Everything you need to know about AffirmUpdated 8 months ago

What is Affirm?

Affirm, previously known as PayBright, is a prominent installment payment platform in Canada, allowing customers to make purchases and pay for them over time at various retailers, both online and in-store. By selecting Affirm at checkout, you can enjoy your purchase immediately while spreading the payments over several weeks or months.

Why Use Affirm?

• Prequalify While Shopping: You can check your spending limit with Affirm even before you start shopping, so you know exactly what you can afford.
• Quick and Convenient Checkout: Affirm makes checkout easy—simply choose Affirm as your payment option, enter a few details, and get an instant decision on your payment plan.
• Flexible Payment Options: Depending on the retailer and the total purchase amount, Affirm offers various payment plans, including interest-free options and monthly installments up to 36 months.

How Do I Use Affirm?

1. Select Affirm at Checkout: When shopping at participating stores, choose Affirm as your payment method during checkout.
2. Quick Setup: Set up your Affirm payment plan in about a minute using your mobile number and email. Approval is subject to a credit check.
3. Enjoy Your Purchase: Once your payment plan is confirmed, you’re done! You can now enjoy your purchase and pay over time.

Frequently Asked Questions

• Requirements: To use Affirm, you need to be of legal age in your province, a Canadian resident, and have a credit or debit card from a Canadian bank. You’ll also need to meet the minimum cart size at checkout.
• Interest Rates: Interest rates with Affirm can range from 0% to 36% APR, depending on your creditworthiness and the payment plan selected.
• Tracking Payments: You can manage your payments and track your account through the Affirm Customer Portal or their app.
• Returns: If you return an item purchased with Affirm, the return will be processed according to Eight Ounce Coffee's standard return policy, and your Affirm balance will be adjusted accordingly.

For more detailed information, you can visit the Affirm Canada website.